8 comments:

On Wednesday 7 February 2007 at 23:37, Dorri said:

Oh I have a template for an appropriately worded letter and i can email it to youse if needed.
It is proper it doesn't say
“I KNEW IT! YOU FUCKIN BASTARDS YOU'VE BEEN ROBBING ME BLIND FOR THE LAST SIX YEARS.
I'M GOONA COME DOWN THERE AND KNEECAP EACH AND EVERYONE OF YOU FUCKERS!!!
BRING IT ON!!"

On Wednesday 7 February 2007 at 23:50, carly said:

yeah can i have a copy Dorri?

On Thursday 8 February 2007 at 08:51, The Masked Avenger said:

I was owed several thousand pounds for bank and credit card charges over the last six years (The estranged Mrs Avenger wasn't the most frugal of women) and I went through this process with many of them. My experience is as follows.

You write a letter asking for details of all your charges over the last six years (the banks at this point know what you are up to and will normally ask for an admin fee and leave it until the last legal minute to supply the information). You then write them another letter detailing all the unfair charges asking for full payment (by the way, do not include interest charges as these are deemed legal). They will then leave it a couple of months and then eventually send you a letter telling you to go fuck yourself. You then send them a letter telling them that you are willing to take them to court. They will then send you a letter offering half the amount they owe as a “good will” gesture. You then send them a letter telling them to go fuck themselves and start quoting statute. They will then either cough up or try to call your bluff. Eventually, you will get the money HOWEVER......bear in mind that if you fuck them off enough you will get a lovely letter with your cheque along the lines of “Dear Moneygrabbing bastard, please find enclosed your cheque for £300. We have to advise you that we have now closed your account and the outstanding balance of £2900 is payable within the next 30 days. Love and kisses, Captain Barclaycard”.

Upshot, you can get the money, but be prepared to lose the service so only do it if you have a zero balance or are in credit and are prepared to go elsewhere.

On Thursday 8 February 2007 at 09:57, Dorri said:

You seem to be missing the point ole masked avenger, the point is that you enter a contract that states the bank will act lawfully on your behalf with your money. They have been breaking the law and you've got them bang to rights. There have been several people at my work that have just phoned the bank and asked them to do it and have received anything £400 up to one lucky sod who received £1400. Many of my colleges at work haven't even bothered to go over their previous statements. I have bothered to go thru my previous statements, all of which are online. If you read the website you'll also find that they will sort it out for you. If your bank has reduced your services then that is also unlawful and to be honest I think that it is a blatant lie. By the way which bank do you work for?

On Thursday 8 February 2007 at 10:01, Dorri said:

Also this affects everyone so everyone who is lucky enough to find out about it is doing the same. Why they would single you out for special treatment only they would know. I think the only thing the banks are doing to help their plight is not sending letters to all their customers explaining clearly what we're entiteled to

On Thursday 8 February 2007 at 12:57, The Masked Avenger said:

Dorri, I am not trying to scaremonger anyone. I am merely telling you what happened to me and, looking at the below link, I am clearly not alone. Fuck it, give it a spin, you will get your money back but don't be surprised if the banks and companies aren't overly happy about you being a customer anymore.

Times article

On Thursday 8 February 2007 at 12:59, The Masked Avenger said:

Sorry, missed the address. Can't do this html stuff

http://business.timesonline.co.uk/article/0,,9558-2568956,00.html

On Thursday 8 February 2007 at 13:24, Dorri said:

All the more reason for everybody to no get intimidated and make sure the banks act lawfully